Top 10 Best Cash Back Apps and Websites: Since everyone is seeking methods to earn or save more money, we figured it’d be a good idea to list all the top cashback applications used for managing anyone’s daily spending. If you utilize every one of the apps discussed in this article, you’ll be in a fantastic position to manage your regular expenditure.
Nowadays, you can order anything online and have it delivered to your home in a matter of days or even hours. You can also save money every time you shop online with the help of the top cash-back apps like Ibotta and Rakuten (formerly Ebates).
Choosing the ideal app for you will depend on where and how you purchase, but one of the key conclusions from our in-depth study is that combining two or three applications is frequently the best course of action for maximizing your cash back benefits.
As long as you have a receipt, some of the greatest cash back applications will also reward you for purchases made at physical locations. Additionally, using these cash-back websites can be worth the effort because of how much money you can save.
Since the usage of Rakuten less than a year ago, several people have already earned over $150 back. Read on to find out how these cash-back applications and browser extensions might be of assistance if you’re an informed consumer trying to save on money you’re already spending.
READ MORE: 10 Best Online Shopping Websites in the World
What is Cashback?
What is the best cashback app?
Top 10 Best Cash Back Apps and Websites
Here is the list of the best cash-back apps and websites in the world:
Everyone should have the Google Chrome addon Rakuten (formerly Ebates), which is pretty much a no-brainer. Rakuten offers cashback on practically all online purchases; the amount varies based on the retailer and the time of year but is normally between 2 and 5%.
Once installed, the extension simply needs a few seconds of your time to alert you whenever you visit a website that Rakuten gives cashback on. You simply activate the extension and carry out your purchase as usual after that. Then Rakuten tracks your purchase and credits you with the percentage of cash back you were entitled to.
If you’re wondering how Rakuten is able to provide this reward, it essentially receives a commission from the retailer whenever someone makes a purchase using Rakuten activated.
The referral fee is subsequently split between Rakuten and you. Rakuten makes a lot of sense to use because the alternative is to not use it, in which case you simply aren’t getting anything back at all.
Rakuten pays you once every three months, so receiving a cheque in the mail from them is a lovely little gift. During the time some have used Rakuten, they’ve made back many hundred dollars while spending money on items they were going to buy anyhow.
Almost every online purchase you make should be worth at least a 5–10% discount if you combine Rakuten with the return you receive from your credit cards. Basically, you should sign up for Rakuten before making any online purchases, or else, you’ll merely miss out on free cashback. Rakuten is one of the Top 10 Best Cash Back Apps for your online shopping.
Dosh is a very user-friendly cash-back smartphone app. Simply download the app and connect one or more credit cards to your account to get started. (Note that you will receive $5 just for linking your first card.)
Then, when you use that card at one of its partner shops, eateries, or bars, Dosh will refund you money. Dosh is special in that it offers cash back in local establishments in addition to huge chain retailers.
The app will show you which shops, eateries, and other locations in your neighborhood are giving cash back if you give it permission to view your location while using it. You don’t need to put in a lot of effort with Dosh to get cash back.
Simply go about your normal business, and the app will let you know if you received cash back for your dinner date or a trip to the neighborhood brewery. In addition, each friend you refer earns you $5.
You can redeem your cash via Venmo, Paypal, or direct deposit once you have at least $25 in your account.
One of the cashback apps is BeFrugal, which gives incentives for purchases you make at more than 5,000 merchants, including Target, Walmart, and many others. You simply sign up, click a BeFrugal link to visit the retailer’s website, and wait for the cashback to be transferred into your account, exactly like with Rakuten.
We ranked BeFrugal third on the list because it consistently provides good cashback deals, and because both its website and the mobile app could use an update and user experience development.
An insider’s tip from BeFrugal: They will match any other cash-back rate by 125% under their “best rate” guarantee. To seek a match, you must get in touch with them, and the promotion’s rules are rather rigorous. However, if you’re prepared to go through the appropriate hoops, especially on a major purchase, this can be a useful technique.
Can only be used online.
Payment: $10 is the minimum cash-out. BeFrugal makes payments via paper checks, PayPal, gift cards, or direct deposit to your bank account.
TopCashBack’s substantial revenue-sharing model ensures that it will continue to be among the top cash-back applications in 2022. TopCashBack really distributes 100% of the commissions it receives to its users, in contrast to certain other cash-back websites.
TopCashBack generates income through sponsors and ads rather than through referrals. This implies that it might provide some of the top online cashback offers. If you discover a better value elsewhere, it will even match offers.
Creating an account with TopCashBack and beginning to earn money is free. Visit the website to browse the bargains, or download the browser extension or mobile app.
Along with receiving cash back from TopCashback’s more than 4,400 partner stores, you may also earn $10 for each person you refer.
By buying online, viewing videos, performing web searches, participating in games, and completing surveys, you can earn reward points with Swagbucks one of the best cashback apps in the world. These reward points can be exchanged for gift cards or a PayPal deposit.
You can check the percentage of cash back you’ll receive for a qualifying purchase at a participating store when you shop through the Swagbucks website or app. These percentages will be translated to SBs; for example, with a 3% cashback rate, you’ll receive 3 SBs for every $1 purchased.
This is our recommendation for the finest overall online rewards site due to the solid cashback rates and more than a dozen other ways to accrue points. The cashback rates are decent, but they’re not always the greatest you can get. Since there are several earning opportunities, Swagbucks is the greatest option for those who want to take advantage of them.
Despite being well-known as a cash-back shopping app, Swagbucks also boasts a little-known linked-card loyalty program that enables you to accrue SBs at nearby eateries and shops. A 500 SB bonus will also be given to you following the connection of your credit or debit card and your first qualified purchase.
Usage at: Both online and in-store purchases will earn you SBs, although in-store deals are uncommon and must be activated before use.
Payment: Gift cards from stores like Amazon, Walmart, Target, and others can be obtained by exchanging your SBs. On occasion, gift cards are discounted, allowing you to maximize your points. PayPal is another method of withdrawal. Although there is technically no minimum withdrawal amount, most rewards begin at $3.
The Drop app, like Dosh, another best cashback application that rewards points when you make purchases from one of its partners using a linked card. Install the app, connect one or more credit cards, and the rest will be handled by the app.
You will earn points for regular purchases at restaurants, Uber rides, and other expenses. To optimize your savings, you may also explore the app for special deals (just remember not to overspend for the sake of saving money!).
Additionally, by using your unique code to recommend friends, you can earn $5. When you attach your first card using my referral code 0k585, for example, we will each receive $5.
We discovered Freebird and have now included it on our list of the Top 10 Cash Back Apps. It’s imperative that you download this app if you ever use Uber to travel. This is how Freebird functions.
Uber is being used by many people to travel to various locations. Hundreds of eateries are simultaneously trying to figure out how to get customers in. If you use an Uber to get to a restaurant, Freebird works with the restaurant to offer rebates.
When you use the app to take an Uber to a restaurant, the restaurant pays you for the service, which is really a marketing investment for them because it brings a consumer in the door.
Therefore, in general, you should order Ubers through the Freebird app rather than the Uber app. The Freebird app gives you at least payback on your rides, though it’s the same as ordering an Uber.
We’ve discovered that payback rates typically range from $4 to $8, so if you go to a nearby restaurant, you can essentially subsidize or pay for your Uber travel in full.
You gain points if you request an Uber to go to a non-participating location. In the app, 5,000 points are worth $10 in rewards. People have tried Freebird a few times to test it out, and they have had wonderful success with it.
A well-known cash-back app for groceries is Ibotta and it’s one of the Top 10 Best Cash Back Apps too. To earn money using the app, activate offers (think of them as digital coupons), buy the things listed in the activated offers, then scan your receipt once you’ve finished shopping.
You can circumvent the obligation of scanning your receipts by adding your store loyalty card to some retailers. Ibotta also gives you the chance to get cashback when you shop online using the app, but we believe that it is best for people who want to get deals on groceries.
Ibotta expert tip: Ibotta frequently gives “any brand” rebates for common purchases like milk, eggs, and fresh produce. These discounts amount to free money if you’re intending to purchase these basic supermarket items.
Can be used both online and in-person at associated supermarkets, such as Giant, Safeway, Harris Teeter, and many others.
Prior to making a withdrawal from your Ibotta account, you must have accumulated at least $20 in cash rewards. Once you reach that amount, you can either transfer the money to your Venmo or PayPal account or get a gift card through the app.
Have you ever purchased something from Amazon or reserved a hotel only to discover the price reduced the next day? If an item’s price decreases after you’ve purchased it, you’ll actually receive a refund if you have a Paribus account.
Paribus tracks hotel room rates on Expedia, Priceline, Booking.com, and other significant travel and hotel websites, as well as prices at big-box shops like Amazon, Target, and Walmart.
You grant Paribus permission to track your confirmation emails when you create an account so that it can look for lower rates. Paribus will alert you and assist you in getting a refund if it discovers a price decrease.
The startup claims that so far, its users have saved more than $29 million.
Another cash-back app that gives you money back after you make a purchase is RetailMeNot. To browse thousands of discounts with its partner firms, simply register for a free account.
Use RetailMeNot to locate discount codes and discounts that you might not be able to find elsewhere. Simply click on an offer and begin shopping to receive cash back.
After making your purchase, you’ll immediately receive cash back as long as you navigate through the site (and don’t have an ad blocker obstructing your progress). As an alternative, you can connect a credit card to your RetailMeNot account and get cash back every time you use the card, whether online or in-store at one of its partner businesses.
RetailMeNot features some excellent discounts, but it also has a few drawbacks. One is that it can take up to 45 days for your money to appear in your account after your transaction.
The second is that, unlike with some other cash-back programs, you can only cash out through Paypal, which limits your possibilities for cashing out.
Third, RetailMeNot does not provide new users with an initial incentive or a referral benefit for referring friends and family to the site.
Here is the summary list of the Top 10 Best Cash Back Apps and Websites You Should Know